| "My name is Tony Laughlin and have been a client of Shepard Insurance Agency since late 1997. I came to this agency for the purpose of getting lower insurance rates. I not only found lower insurance rates, but I found by far, one the best agents in Ms. Luz Gomez. I unfortuneately have had a few incidents with my vehicles in the past, and I never felt that I was getting anything but top service. The phone calls are returned in very timely manner, and questions are answered as if they knew before they were asked. With the service I receive, I feel like I am their only client. There is no exaggeration in any of these comments, I feel the way I have explained. Thank you Shepard Insurance and a special thanks to Luz Gomez. " | ||
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| "Obviously I have been pleased with Shepard Insurance Agency since when I needed to get insurance for all of my daughter's needs I chose Shepard over the other closer agencies. Service and attentiveness are key considerations in this type of relationship." | ||
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We're always preaching the importance of adequate homeowners' insurance coverage, but it's just as important for renters to be properly insured.
Why is that, you ask, since the landlord is responsible for any damage to the home, apartment or condo? Because renters' insurance protects all of your stuff inside the dwelling, like your flat screen TV, your furniture, all your clothes, and the rest of your belongings.
Here's the best part: We offer coverage that is nearly $100 less than the average annual premium, which the Insurance Information Institute shows is $257.
Our program with Mercury Insurance Group provides $25,000 of contents coverage for $165 a year in some areas, plus a 10% discount on annual car insurance if your auto policy is also with Mercury.
Given the relative affordability of renter's insurance, it's surprising that it's not more popular with Los Angeles-area residents.
According to recent findings from a large national insurance company, 35 percent of the California renters the company surveyed carry protection for their belongings, but only 27 percent in L.A. do. In contrast, 53 percent of San Francisco-area respondents opted for such insurance.
Another area in the falling-down department: the company notes that 80 percent of L.A. renters haven't compiled a Home Inventory Checklist, compared with 73 percent statewide.
Whether you are an insured renter or homeowner, that checklist will come in handy when you need to file a claim.
(Click here to access the Shepard Insurance Home Inventory Checklist)
So here's your to-do list if you're a renter - call us at (818) 508-9925 or (661) 902-0360 and ask about renters' insurance, then download and complete our free Home Inventory Checklist.
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