"I recently signed up for new auto, homeowners and umbrella policies with Shepard Insurance. They offered the most competitive rates while at the same time supplying the best customer service I’ve ever received." | ||
|
"My name is Tony Laughlin and have been a client of Shepard Insurance Agency since late 1997. I came to this agency for the purpose of getting lower insurance rates. I not only found lower insurance rates, but I found by far, one the best agents in Ms. Luz Gomez. I unfortuneately have had a few incidents with my vehicles in the past, and I never felt that I was getting anything but top service. The phone calls are returned in very timely manner, and questions are answered as if they knew before they were asked. With the service I receive, I feel like I am their only client. There is no exaggeration in any of these comments, I feel the way I have explained. Thank you Shepard Insurance and a special thanks to Luz Gomez. " | ||
|
Parents get confused about car seat use because of two questions:
And
Here are the answers:
Each time you move a child to the next stage car seat, you sacrifice some level of safety. So, when you go from rear-facing to forward-facing or out of a 5-point harness system to a booster seat, your child is a little less safe.
The longer a child is in a 5-point harness system the safer they are. On the market now are car seats that hold children weighing up to 80 pounds and include a 5-point harness system. These car seats also have a height limit as well.
A five-step test helps you know when your child is ready to use the adult seat belt and not a booster seat.
1. Does the child sit all the way back against the auto seat?
2. Do the child’s knees bend comfortably at the edge of the auto seat?
3. Does the auto seat belt cross the shoulder between the neck and the arm?
4. Is the lap belt as low as possible touching the thighs?
5. Can the child stay seated like this for the whole trip?
A NO to any of these questions means a child needs to use either a car seat with a 5-point harness system or a booster seat. And because back seat sizes vary from car to car, a child may need a restraint in one car but not in another. Children are not likely to fit an adult seat belt until somewhere between 8 and 12 years old.